Why it’s important to have health insurance.
No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and offers many other important benefits.
• Health insurance covers essential health benefits critical to maintaining your health and treating illness and accidents
• Health insurance protects you from unexpected, high medical costs.
• You pay less for covered in-network health care, even before you meet your deductible.
• You get free preventive care, like vaccines, screenings, and some check-ups, even before you meet your deductible.
Health insurance provides financial protection in case you have a serious accident or illness. For example, a broken leg can cost up to $7,500. Health coverage can help protect you from high, unexpected costs.